Mortgage Solutions to Enhance Your Lifestyle

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Sabeena Bubber

LIFESTYLE  MORTGAGE EXPERT

Sabeena Bubber is a nationally recognized Mortgage Broker with Xeva Mortgage, bringing over 30 years of experience in consumer mortgage and finance. In 2025, she was honoured as Mortgage Broker of the Year for both Western Canada and all of Canada, a testament to her commitment to excellence. Over her career, she has funded more than $1 billion in mortgages for over 3,000 clients.


Her achievements include the 2025 Mortgage Broker of the Year (Canada), 2025 Mortgage Broker of the Year (Western Canada), 2019 CMBABC Community Service Award, 2019 Excellence in Philanthropy and Community Service Award, recognition as a Woman of Influence, CMP Top 75 Mortgage Broker in Canada, and induction into the CMP Hall of Fame.



Beyond professional success, Sabeena is deeply committed to giving back. She founded Brokers Who Care, a nationwide group of mortgage professionals who pool resources to support families in crisis, donating over half a million dollars to date. She also created The Divorce Circle, a platform providing education, resources, and community to individuals navigating separation. Recognizing the overwhelming complexities of divorce, she developed a trusted space where people can learn about their process options, build their “Divorce Team,” and find guidance on housing and real estate needs post-divorce.


What sets Sabeena apart is her dedication to clients’ long-term success. She does more than secure interest rates—she deciphers fine print, structures tailored solutions, and builds enduring relationships. While she is happy to arrange a single mortgage, her passion lies in being a lifelong financial guide, helping clients make smart, informed decisions at every stage.


On a personal note, Sabeena is a proud mother of two daughters who are the centre of her world. A divorced parent herself, she understands the challenges many clients face and approaches her work with empathy and care. She is also a breast cancer survivor whose resilience has shaped her outlook on life. Passionate about personal growth, she studies NLP, hypnotherapy, and the teachings of Dr. Joe Dispenza, continually seeking to expand her knowledge and impact.

At her core, Sabeena’s mission is simple yet profound: to make a positive and lasting difference in the lives of those she meets—through mortgages, mentorship, community service, and compassion.

sabeena@xeva.ca
604-862-8526

"I'm here to help you find the best mortgage solution that will enhance, not hinder,  your lifestyle."

CONTACT ME

My process is simple.


Get in Touch

Get in touch with me however you feel comfortable. I will answer all your questions and provide you with counsel, all without any pressure.

 Choose a Solution

Once we've had a chance to go over your financial situation, I will outline all your mortgage options, and you can make the best choice for you.

Enhance your Lifestyle

With your new mortgage in place, you can get on with living your life! I'll always be there if you have any questions in the future!

Happy Clients

REVERSE MORTGAGE


A reverse mortgage allows Canadian homeowners 55 years and older to borrow money from their home with no proof of income, no credit check, and no health questions. This is a fabulous mortgage solution that has helped thousands of older Canadians to enhance their lifestyle.


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STANDARD MORTGAGE
FINANCING


If you've got an income, good credit, and some home equity, standard mortgage financing might be your best option.



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HOME EQUITY
LINE OF CREDIT


I have access to several lenders who can secure a line of credit to your home. This is ideal as a planning tool for the future.



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PRIVATE
FINANCING


In addition to banks, monoline lenders, and credit unions, I have access to private lenders who offer specialized mortgage solutions.


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What would you do with a better mortgage?


Access money to pay off debts and better cash flow.
Do some home renovations to get ready for retirement.
Take that vacation you've always dreamed of.
Help your kids with a downpayment for a house of their own.
Subsidize your income and enhance your current lifestyle.
Travel to and spend more time with your family.
Payout an existing mortgage and free up some extra cash.
Anything you want, it's your hard earned equity.

Go ahead, get in touch with me! 

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RESOURCES

Mortgage Articles


By Sabeena Bubber December 6, 2023
In order to secure a mortgage today you better be ready to jump through a lot of hoops. As house prices continue to rise, and as the government continues to intervene, it doesn’t look like we’re going to see a reversal of this trend anytime soon. Mortgage qualification just isn’t what it used to be.
By Kirista Berry November 29, 2023
Find out 9 things you should know about a reverse mortgage
By Sabeena Bubber November 23, 2023
Before having a conversation about the misconceptions of reverse mortgages in Canada, it's probably a good idea to outline some of their features. If you're a senior Canadian homeowner 55+, a reverse mortgage is an excellent financial solution designed specifically for you.
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You've got choice.

Instead of working with a single institution and the limited products they offer, I will assess your financial situation and outline several mortgage solutions from multiple lenders.